In today's home equity lending environment, a quick, thorough, and accurate title response empowers you to optimize every lending opportunity. FACT XL now provides the detail you need to make sound underwriting decisions along with the coverage you expect from title insurance.
The FACT XL Title Report will often provide ownership, lien positions, and a legal description in a matter of seconds. When instant information is not available, our process will cascade to a searched report and return it within 48 hours or less nationwide. We also provide automated vesting research and lien clearance to quickly respond to your questions about vesting, liens and lien priority using our expertise as a title provider.
The FACT Master Loan Policy insures you against losses resulting from vesting discrepancies, certain undisclosed liens, insufficient legal descriptions, certain types of fraud, forgery, and the unauthorized execution of security instruments.
FACT XL includes:
- Coverage available to $1,000,000 and assignable to investors and third parties
- 100% maximum CLTV
- One-to-four family residential properties (excludes co-ops, mobile homes, and commercial property
- Coverage available for full life of your transaction
- No deductibles or loss limits - FACT XL is title insurance
- Underwritten by First American Title Insurance Company




